Lately, I've noticed new construction is offering better value across the country—something I always encourage my clients to consider alongside resale homes. With many homeowners choosing to stay put due to current mortgage conditions, there just aren’t as many existing homes on the market. That’s making new builds stand out, especially as builders are cutting prices and offering incentives that you won’t usually see from resale sellers.
In areas where building is more active, we’re seeing real improvements in affordability. More supply means more options, and it pushes builders to compete for your business with perks like mortgage rate buydowns and price adjustments. For anyone weighing their options, I always suggest comparing both new and resale homes, since the landscape is shifting in favor of buyers right now.
But keep in mind, these affordability gains might not last if permitting keeps slowing down. Continued building and streamlined local rules are crucial to keeping choices open for buyers. If you’re considering your next move—whether it’s a personal residence or an investment property—I’m here to help you navigate the best financing options for your goals, drawing on my experience across multiple states and my network of over 150 lender partners.

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