With mortgage rates reaching a one-year high of 6.66% and the national median home price now at $440,600 (up 1.8%), it’s only natural to wonder: is it smarter to buy a home now, or wait until fall? Inventory currently sits at 4.6 months, which means buyers today face moderate competition and steady price growth. Buying now could bring the security of locking in your home and financial plan, while waiting might offer the possibility of lower prices and less buyer competition down the line. My approach is always to match your financing strategy to your long-term goals—whether that’s securing a primary home, expanding into investment properties, or building a path to lasting wealth. No two situations are alike, and with access to over 150 lender partners, I focus on solutions that fit your unique needs, no matter where you are in your homeownership journey.
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