{"id":6,"date":"2026-09-02T15:00:00","date_gmt":"2026-09-02T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/findequityloanswithrhonda-com\/2026\/09\/02\/americans-when-refinancing-can-pay-off\/"},"modified":"2026-09-02T15:00:00","modified_gmt":"2026-09-02T15:00:00","slug":"americans-when-refinancing-can-pay-off","status":"publish","type":"post","link":"https:\/\/www.findequityloanswithrhonda.com\/blog\/2026\/09\/02\/americans-when-refinancing-can-pay-off\/","title":{"rendered":"Americans: When Refinancing Can Pay Off"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/rhonda-wayne-smith\/when-should-you-refinance-your-mortgage-remotion-videos-932b\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Refinancing works best when it lowers your rate and payment, especially after recent purchases with loans in high-6% to low-8% ranges.<br \/>\nTo secure stronger terms, shop at least three lenders, strengthen your credit profile, and compare offers by APR so fees and points stay visible.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Refinancing works best when it lowers your rate and payment, especially after recent purchases with loans in high-6% to low-8% ranges. To secure stronger terms, shop at least three lenders, strengthen your credit profile, and compare offers by APR so fees and points stay visible.<\/p>\n","protected":false},"author":131,"featured_media":34,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/posts\/6","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/users\/131"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/comments?post=6"}],"version-history":[{"count":0,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/posts\/6\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/media\/34"}],"wp:attachment":[{"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/media?parent=6"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/categories?post=6"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/tags?post=6"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}