{"id":29,"date":"2026-09-28T10:00:00","date_gmt":"2026-09-28T10:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/findequityloanswithrhonda-com\/2026\/09\/28\/florida-sellers-face-an-equity-squeeze\/"},"modified":"2026-09-28T10:00:00","modified_gmt":"2026-09-28T10:00:00","slug":"florida-sellers-face-an-equity-squeeze","status":"publish","type":"post","link":"https:\/\/www.findequityloanswithrhonda.com\/blog\/2026\/09\/28\/florida-sellers-face-an-equity-squeeze\/","title":{"rendered":"Florida Sellers Face an Equity Squeeze"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/rhonda-wayne-smith\/florida-home-equity-28f8\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Florida homeowners are discovering that the real measure of their sale\u2019s success isn\u2019t the listing price, but what actually lands in their pocket after all is said and done. Let\u2019s look at a real scenario: a $500K home with a $350K mortgage might seem to offer $150K in equity on paper. But once you factor in a price reduction, buyer negotiations, necessary repairs, agent compensation, and closing costs, that figure can shrink quickly. In this example, sellers saw their proceeds drop to around $72K after the mortgage was paid off\u2014and if the property needed $50K in deferred maintenance, the net dropped further to just $22K.<\/p>\n<p>Having worked in markets from Massachusetts and North Carolina to right here in Florida, I\u2019ve seen how crucial it is to focus on net proceeds\u2014not just the headline price. Many sellers find themselves weighing the trade-offs between a traditional sale or accepting a cash offer, often feeling squeezed by the math. My approach is all about helping clients make informed decisions by looking at every number and every option, so you know exactly what to expect when considering your next move in Florida\u2019s dynamic market.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Florida homeowners are discovering that the real measure of their sale\u2019s success isn\u2019t the listing price, but what actually lands in their pocket after all is said and done. Let\u2019s look at a real scenario: a $500K home with a $350K mortgage might seem to offer $150K in equity on paper. But once you factor [&hellip;]<\/p>\n","protected":false},"author":131,"featured_media":57,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-29","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/posts\/29","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/users\/131"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/comments?post=29"}],"version-history":[{"count":0,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/posts\/29\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/media\/57"}],"wp:attachment":[{"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/media?parent=29"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/categories?post=29"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findequityloanswithrhonda.com\/blog\/wp-json\/wp\/v2\/tags?post=29"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}